If you are in a position that you want to make an expensive purchase or need to consolidate debt, you essentially have two options: open a credit card and use it to make a purchase, or apply for a loan. Both of these options can help you to achieve your goal quickly, but there are…

According to a national telephone survey of U.S. credit cardholders, it was found that 25 million Americans have had the same credit card for over 10 years. That means that anytime you sign up for a new credit card, you should most likely assume that you will have that card for quite a long time….

In the last five years, credit card rewards have become wildly more popular and mainstream. With lures of large signup bonuses, great perks and the ability to travel either business class, or essentially for free, it’s not hard to see why more people are interested in using a credit card with a rewards program. Now…

Obtaining a mortgage, leasing a car, renting an apartment or getting a credit card, credit scores are a huge aspect of your financial life. In a poll by LendingPoint, it was found that 41% found that their bad credit caused them problems while trying to rent an apartment, while 74% stated it stopped them from…